Debt problems? Help and advice are available.

Losing your job, having a baby, divorce or separating from a partner, sickness or bereavement all of these things can make it very difficult to manage a budget.

Government-Debt-Advice.org

Debt help, debt advice, debt management & IVAs.

Losing your job, having a baby, divorce or separating from a partner, sickness or bereavement all of these things can make it very difficult to manage a budget. You can fall behind with your rent or mortgage payments and other bills mount up. Soon you can find yourself juggling payments and in debt.

The good news is there are many options both government backed and independent to help relieve the stress and worry of your debt, plus, if you qualify for an IVA, you could clear a very large portion of your unsecured debt. In many cases as much as 75%!

If you are concerned about your debts, try not to worry but do not ignore your problem. There is help for both homeowners and tenants who have total unsecured debts of £2,000 or more, less mortgage and/or secured loans payments.

Complete the enquiry form on the right of the page, and one of our advisors will call to discuss options available to you.

24 Hour response guaranteed.

IVA Explained.

Information on IVAs, the criteria, the process, plus the benefits.
More... »

Debt Management Explained.

Information on Debt Management Plans, the process, plus the benefits.
More... »

Trust Deed Explained.

Information on Trust Deeds, the criteria, the process, plus the benefits.
More... »

Bankruptcy Explained.

Information on Debt bankruptcy, the process, plus the benefits.
More... »

Case Study.

Mr & Mrs Jefferies had an unsecured debt total of £36,201 which consisted of 4 personal loans, 3 credit cards, 6 store cards and 2 overdrafts. Their combined monthly income was £2640 and they were paying £1405 per month to their creditors. Once rent, council tax and their monthly bills were taken into account, they were left with less than £1000 to service the debt. Obviously this situation was unsustainable and they soon soon found themselves in serious financial trouble.

Thankfully, Mr & Mrs Jefferies now have a formal arrangement with their creditors under an IVA. Approval was gained to significantly reduce their monthly contractual repayments and they now pay £405 per month. After paying this amount for 60 months, the remaining debt will be legally written off through government legislation.

Apply For Help Here

Title

Forename

Surname

1st Contact No. 11 digits, no spaces

2nd Contact No.

Email Address

Homeowner?

House No./Name

Postcode

Level of Debt

No. of Creditors

Struggling?

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Government-Debt-Advice.org

Write Off Up To 75% of Your Debts
Only Pay What You Can Afford
Reduce or Freeze Interest and Charges
One Single Affordable Monthly Payment
Protection From Creditors
Expert and Impartial Advice
A Dedicated Point of Contact