Debt problems? Help and advice are available.

Losing your job, having a baby, divorce or separating from a partner, sickness or bereavement all of these things can make it very difficult to manage a budget.

Government-Debt-Help.org

Contact Us for debt help, debt advice, debt management & IVAs

Get in touch to find out how we can help you.

We can be contacted by using the contact form below.

IVA Explained.

Information on IVAs, the criteria, the process, plus the benefits.
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Debt Management Explained.

Information on Debt Management Plans, the process, plus the benefits.
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Trust Deed Explained.

Information on Trust Deeds, the criteria, the process, plus the benefits.
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Bankruptcy Explained.

Information on Debt bankruptcy, the process, plus the benefits.
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Case Study.

Mr & Mrs Jefferies had an unsecured debt total of £36,201 which consisted of 4 personal loans, 3 credit cards, 6 store cards and 2 overdrafts. Their combined monthly income was £2640 and they were paying £1405 per month to their creditors. Once rent, council tax and their monthly bills were taken into account, they were left with less than £1000 to service the debt. Obviously this situation was unsustainable and they soon soon found themselves in serious financial trouble.

Thankfully, Mr & Mrs Jefferies now have a formal arrangement with their creditors under an IVA. Approval was gained to significantly reduce their monthly contractual repayments and they now pay £405 per month. After paying this amount for 60 months, the remaining debt will be legally written off through government legislation.

Government-Debt-Advice.org

Write Off Up To 75% of Your Debts
Only Pay What You Can Afford
Reduce or Freeze Interest and Charges
One Single Affordable Monthly Payment
Protection From Creditors
Expert and Impartial Advice
A Dedicated Point of Contact